Privacy Policy

---

Effective Date: October 1, 2024

At ShieldHarbor Insurance & Consultancy, we are committed to protecting your privacy and ensuring the confidentiality and security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website, utilize our services, or communicate with us. Please take the time to read this policy carefully.

We may collect various types of personal and financial information to provide you with the best possible service, including but not limited to:

• Personal Information: Your name, address, email address, phone number, date of birth, and Social Security number.
• Financial Information: Income details, employment status, insurance policy details, investment preferences, and other related data.
• Health Information: Only when necessary for insurance products, such as health coverage, life insurance, or related services.
• Usage Data: When you visit our website, we may automatically collect information such as IP address, browser type, device type, operating system, and pages visited to enhance user experience.

We collect and use your personal information to provide our services efficiently, including:

• To create personalized financial and insurance solutions for you.
• To communicate with you regarding your policies, accounts, or services.
• To process insurance claims and fulfill your service requests.
• To verify your identity and prevent fraud.
• To comply with regulatory and legal obligations.
• To improve our website, products, and services.
• To provide you with relevant offers and updates on services that may interest you (you can opt out of these 

We do not sell or rent your personal information to third parties. However, we may share your information with trusted third parties under the following circumstances:

• With Service Providers: We may share your information with insurance carriers, financial institutions, legal professionals, or other partners to process your requests and provide services.
• With Regulatory Authorities: We may be required to share your personal information to comply with legal, regulatory, or governmental obligations.
• In the Event of a Business Transfer: If ShieldHarbor Insurance & Consultancy is involved in a merger, acquisition, or sale, your information may be transferred to the new entity.

All third-party partners are obligated to protect your information and only use it for the purposes for which it was disclosed.

We use various administrative, technical, and physical safeguards to ensure the security and confidentiality of your personal data, including:

• Encryption: Your personal and financial data is encrypted during transmission and storage.
• Access Control: Only authorized employees, agents, and contractors have access to your personal information.
• Data Minimization: We only collect the information necessary to provide our services.
• Regular Audits: We conduct regular reviews of our security practices to ensure compliance with industry standards.

As a user, you have the following rights regarding your personal data:

• Access: You may request access to the personal information we hold about you.
• Correction: You have the right to request corrections to inaccurate or incomplete information.
• Deletion: You may request the deletion of your personal data under certain circumstances, such as when the data is no longer necessary.
• Opt-Out: You may opt out of receiving marketing communications from us by following the unsubscribe instructions in our emails or contacting us directly.

Our website uses cookies and similar tracking technologies to improve user experience and analyze website traffic. These technologies help us understand how visitors interact with our website, allowing us to enhance its functionality. You can adjust your browser settings to disable cookies, but this may affect the performance and functionality of the website.

Our website may contain links to third-party websites. Please note that we are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any website you visit via these links.

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal obligations, or other factors. When we make significant changes, we will notify you by email or post a notice on our website.

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us at:

ShieldHarbor Insurance & Consultancy
Phone: 309-258-1276
Email: Kpatel0327@gmail.com

ShieldHarbor Insurance & Consultancy is committed to protecting your privacy and maintaining the confidentiality of your personal and financial information. We thank you for trusting us with your financial and insurance needs.